Monday, August 12, 2019

Take out boat insurance: what should you look out for?

Image result for boat
Have you purchased a beautiful boat and would you like to take it carefree on the water?
Then it is extremely important to take out suitable boat insurance. Are you already
looking around for a suitable insurance policy for your boat, or do you still have to start?
In any case, you must have noticed that there is a huge range of boat insurance policies
on the Dutch market. We are happy to give you a number of tips to help you identify your
wishes and compare the various boat insurance policies.

Boat insurance coverage

The first and most important point of attention is the coverage. Do you only want to take
out liability insurance (WA) so that any damage you cause to others is compensated? Or
are you going for more certainty by taking out a more extensive package so that damage
to your own proline boats for sale is also compensated? And do you have the money or
not to insure your boat against things like fire, theft or accidents?

Take out a boat insurance premium

It is logical that the type of coverage also has consequences for your premium. For
example, choosing an insurance policy always involves the trade-off between risks
and costs. On the one hand, you want to come out as cheaply as possible, but on
the other hand, you also want to be insured as completely as possible. Our boat
insurance policies, in any case, respond well to this and offer affordable and insurance
policies that can offer decent coverage. In our previous blog, you can read how our
premium calculation is  

Sailing area

You probably already have an idea which waters you want to explore with your boat.
Always check whether your desired boat insurance also offers coverage in this area.
Some boat insurances do not offer standard coverage when you go abroad, while on
the other hand it only costs extra money to take out insurance that does have a foreign
coverage, while you only intend to go to a local recreational lake to sail.

Prevention requirements

Sometimes insurance companies have certain prevention requirements that you as a
boat owner must take into account. This is especially the case when you insure your
boat against theft. Most boat insurances require preventive measures, such as the use
of an approved lock for your boat and/or outboard motor. So never just assume the theft
coverage, but always first read carefully in the policy conditions which preventive
measures are expected from you.

Service


Finally, it is not unimportant that you yourself have a good feeling with your new insurer.
We at DMW boat insurance think it is very important that our customers are satisfied.
Short lines, easy procedures, and clear communication are our three priorities with
which we want to keep our customers happy.